Battle Creek, MI 49037, USA
1+(269) 968-8773

WHUMC/Fifth Third Bank Empower U Program

Empower U® is a Fifth Third Bank L.I.F.E. (Lives Improved through Financial Empowerment®) program for adults offered through community outreach in partnership with Washington Heights United Methodist Church. Empower U classes are taught by experienced Fifth Third professionals, each Empower U class has a specific topic covering several course areas.


Financial Health*

Budgeting & Saving Money

In this class, you will learn how to create a budgeting process that will work for you and get you on track to meet your own personal financial goals. You will learn how to save—no matter your income level, amount of debt or fear of the process.

Boost Your Credit Score

Credit can be your friend or enemy. You will learn what credit means, why it is important, how to clean up bad credit and how to establish good credit in this class.

Strategies to Slash Your Debt

Learn how to slash your debt with four different approaches and learn the ways to help prevent yourself from getting into debt in the future.

Protecting Your Identity

Learn the very real threat of identity theft and how to protect yourself and your family against it.

Basic Estate Planning†

Although a difficult topic to consider, this class will provide critical information you need to consider regarding your estate. Estate planning is one of the most important steps you can take to make sure that your final property and health care wishes are honored, and that your loved ones are provided for in your absence.

Health Savings Accounts

Consumer-directed healthcare can be very confusing for employees. This class will provide you with an overview of health savings accounts and the benefits of having one.

Financial Checkup*

Financial Checkup 101

This class will give you a quick overview of all the various financial options/decisions you may face throughout your life. Saving, budgeting, identity protection, using credit wisely, homeownership, investing options, and saving for college will all be covered.

Investment and Planning**

Retirement—When and How to Start Planning

Retirement savings is an important consideration at every stage of your life—whether you are just embarking on a career, moving up the ladder or planning your retirement party. This class will provide an overview of important retirement considerations.

Understanding Investments

Investments are an important part of accumulating wealth to increase your financial stability and save for your future. This class will give you an overview of how to go about investing and give you the tools necessary to begin the investing process.

Insurance Planning***

Insurance Planning Basics

This class will focus on how to protect your family, your property and yourself in the event of an accident, illness, disability or death.


Home Ownership*    


Preparing for Home Ownership

This class will provide you with an overview of the home buying process.

Home Equity and Refinancing
There are unique differences between refinancing and home equity loans. Learn these differences and discover which option is best for you.

College Savings**

Choosing the Right College Savings

This class teaches how much and how to save for your child’s college education.